NWC Transaction Simulator | Working Capital Impact Engine

Asset-Liability Simulation

A company’s liquidity is a dynamic flow. 2026 Audit regulations focus on **Fund Diversion**—the practice of using "Current Funds" (Cash/WC Limits) to purchase "Fixed Assets" (Land/Machinery) or advancing funds to associates. This simulation isolates these "NWC Eroding" decisions to visualize the precise moment a unit enters a liquidity squeeze.

Credit Risk AuditTreasury ManagementForensic Analyst

Net Working Capital (Baseline)

₹0.00 Cr

Available Liquid Surplus

Real-time Current Ratio

0.00

Benchmark: 1.33 (Method II)

Asset Allocation Profile

ASSETS (USES OF FUNDS)TOTAL: 0.00 Cr

Cash & Equivalents

Inventory / Stock

Sundry Receivables

Fixed / Block Assets

Associate Advances

Total Uses₹0.00

LIABILITIES & CAPITALTOTAL: 0.00 Cr

Seed Capital / Equity

Retained Profits

Sundry Creditors

Bank Overdraft / WC

Long Term Debt

Total Sources₹0.00

Decision Simulator

APPLY SCENARIOS TO VIEW NWC IMPACT

Capital Injection

₹500 Cr

Infuse core equity into the business.

+Cash, +Capital

Asset Procurement

₹300 Cr

Purchase machinery / land for cash.

-Cash, +Fixed Assets

Inventory Buy (Cash)

₹200 Cr

Procure raw materials/stock using cash.

-Cash, +Inventory

Credit Purchase

₹150 Cr

Procure stock on credit terms.

+Inventory, +Creditors

Sales (Profit)

₹200 Cr

Sell items at 50% margin.

-Inventory, +Receivables, +Profit

Pay Creditors

₹100 Cr

Repay suppliers using cash.

-Cash, -Creditors

Fund Diversion

₹150 Cr

Use cash for group associate advances.

-Cash, +Other Assets

Loss Experience

₹50 Cr

Write-off stock damage.

-Inventory, -Profit

Forensic Audit Log

GEMINI ANALYTICS

LOCKED

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