CreditWiseConfident Decisions

Joint Deed of Hypothecation

Consolidated security instrument for first charge on movable assets across consortium member banks.

Deed Construction Wizard

Step 1 of 4
1
Borrower
2
Lenders
3
Loan Details
4
Security
Borrower & Regulatory Details

2026 Statutory Protocol

Mandatory requirements for Joint Hypothecation deeds under 2026 Consortium Monitoring rules.

  • LEI Reporting: Mandatory disclosure for all companies with exposure > ₹5 Crore.
  • ROC Filing: CHG-1 must be filed within 30 days of execution.
  • Digital Execution: NeSL DDE is the preferred execution standard for Consortium Documents.
Legal Takeaways

This deed only covers Movable Assets. For immovable properties, a separate Mortgage Deed is required.

First Pari-Passu charge ensures equal rights for all participating lenders.