Close More Loans, Faster — With Banker-Grade Intelligence
Build winning loan cases, check eligibility before client meetings, generate project reports in minutes, and walk into any bank branch with confidence.
Automated Sourcing Pipeline
The Smart Sourcing Workflow
Client Intake
Run Loan Readiness Score to get a traffic-light eligibility verdict before the bank visit.
Document Prep
Generate a Project Report Wizard file and compute SLM/WDV depreciation schedules.
Financial Case
Create CMA operating sheets and run the Drawing Power Simulator to optimize limits.
EMI & Viability
Verify DSCR ratios with interest stress simulators and export repayment schedules.
Stakeholder Tools Launcher
Appraisal Utilities Mapped for DSA & Agent Workflows
Saved Reports Manager
View your saved reports, track client submissions, verify eligibility scores, and re-open files instantly.
Loan Readiness Score
Answer 10 plain-language questions to check loan eligibility and output a personalized checklist.
Check Eligibility →Project Report Wizard
Build comprehensive 10-page banker-compliant project reports. Auto-configures parameters for PMEGP and Mudra loans.
Open Wizard →CMA Data Generator
See how a bank views your client's financials — generate Form I Operating Statements and Form II Balance Sheets.
Open Generator →Drawing Power Simulator
Calculate drawing power based on inventory, paid stock, and book debt aging reports with bank margins.
Calculate DP →Loan Sanction Predictor
AI-driven approval scoring based on 2026 credit metrics — predict client sanction status before submission.
Predict Sanction →EMI & Repayment Calculator
Generate amortization schedules or run reverse calculators to find repayment tenure from target EMIs.
Open Calculator →Depreciation Calculator
Compute SLM and WDV depreciation schedules for direct copying into project reports.
Open Calculator →BEP Interactive Engine
Simulate safety buffers with real-time break-even graphs for client project files.
Open BEP Engine →Bank Statement Analyzer
Understand how bank systems read client statement PDFs. Detect circular flows and average balances.
Analyze Statement →Operating Recaster
Isolate core operational profits from windfalls to highlight client business sustainability.
Open Recaster →Performance Comparison
Compare Sourcing Workflows
| Sourcing Metric | CredWisdom for DSAs | Manual Process | Consultant Software |
|---|---|---|---|
| Eligibility check before meeting | Instant Traffic-Light | Post-visit / Delay | Paid consultation required |
| Project Report Quality | Bank-Standard 10-Page | Manual Word Templates | Varies by program |
| Drawing Power Calculation | Real-time DP Simulator | Rule of thumb estimates | Basic Excel model |
| DSCR Sensitivity | Integrated Stress tools | None / Static appraisal | Requires manual math |
| Cost Efficiency | Free / Pay-per-Appraisal | Time-intensive overhead | ₹5,000 - ₹15,000 / year |
| Client Retention | Saves Client Reports | Scattered Excel files | Varies / No cloud sync |
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