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Basel III Capital Adequacy Calculator
Analyze bank capital tiers (CET1, AT1, Tier 2) and evaluate Capital Adequacy Ratios (CRAR) against RBI regulatory standards and Risk-Weighted Assets (RWA).
Basel III Capital Adequacy Audit
2026 REGULATORY COMPLIANCE MODULE
Regulatory Safety Buffer: The Capital Adequacy Ratio (CRAR) protects depositors and promotes stability in the financial system. Under RBI guidelines, banks must maintain a minimum CRAR of 11.5% (inclusive of a 2.5% Capital Conservation Buffer) to cover potential losses from credit, market, and operational risk exposures.
Risk ManagersTreasury OfficersRBI Audit Inspectors
Capital & RWA Inputs (Rs. in Crores)
e.g. Perpetual Debt Instruments
e.g. Subordinated Loans, Reserves
Credit Risk RWA (Loans portfolio)Rs. 3200 Cr
Basel III Capital Scorecard
Total CRAR0.00% SHORTFALL
CET1 RATIO0.00% (Req: 8%)
TIER 1 RATIO0.00% (Req: 9.5%)
TOTAL CAPITALRs. 0 CrRWA: Rs. 0 Cr
RBI Regulatory Assessment
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