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JAIIB Paper 4: Retail Banking & Wealth ManagementModule B: Retail Products and RecoveryUnit 10: Education Loan Scheme (IBA Model)

30s

Q1. Under the IBA Model Education Loan Scheme for pursuing higher studies in India, up to what loan quantum is NO collateral security and ZERO margin required from the student?

Up to Rs. 4 Lakhs (Zero Margin; up to Rs. 7.5 Lakhs collateral-free with CGFSEL guarantee)

Up to Rs. 2 Lakhs

Up to Rs. 15 Lakhs

Up to Rs. 10 Lakhs

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