Which JAIIB papers have the highest numerical weightage?

JAIIB Paper 3 (Accounting & Financial Management for Bankers — AFM) and Paper 4 (Retail Banking & Wealth Management — RBWM) feature 30% to 45% numerical case study questions covering Depreciation, BRS, YTM, Annuities, Financial Ratios, EOQ, and Home Loan LTV/FOIR.

Are all JAIIB numerical workbooks on CredWisdom aligned with the 2026 IIBF syllabus?

Yes, all 4 JAIIB Solved Numerical Workbooks (12 complete case studies, 60 solved sub-questions) are mapped directly to the revised 2026 IIBF module structure.

12 Complete IIBF Case Studies (60 Solved Questions) 2026 Revised Syllabus (AFM, RBWM, PPB & IE&IFS)

JAIIB Solved Numerical Case Studies
AFM & RBWM Multi-Step Workbooks & Calculators

Master the numerical pillars of JAIIB Paper 3 (AFM) and Paper 4 (RBWM). Each workbook below contains 3 multi-step IIBF case studies (15 solved questions per workbook), exact formulas, examiner traps, and a live interactive calculator sandbox.

Dynamic Case Generator

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Preparing for CAIIB ABM, BFM or Credit Numericals instead?Explore our 6 CAIIB Solved Numerical Case Study Workbooks (90 Solved Questions on MPBF, DSCR, Basel III CRAR, Forex, ALM & NPA).

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Solved Workbooks

4 Pillars

Worked Sub-Questions

60 Solved Qs

AFM/RBWM Weightage

30–35 Marks

Interactive Calculators

4 Sandboxes

Select JAIIB Numerical Case Study Workbook (3 Multi-Part Sets + Sandbox Each)

Showing 4 of 4 Workbooks

AFM Paper 3 • AFM Module A — Capital vs Revenue Expenditure, Depreciation Accounting & BRS 10 to 15 Marks

Depreciation (SLM, WDV, SYD), BRS & Accounting Adjustments

Master the #1 highest-scoring numerical module in JAIIB AFM: Capitalized Asset Cost (Freight + Installation + Transit Insurance), Straight Line Method (SLM), Written Down Value (WDV) Book Value after n years, Sum-of-Years-Digits (SYD), Profit/Loss on Asset Disposal, and Overdraft vs Favourable Balance Bank Reconciliation Statement (BRS).

3 Solved Case Study Sets (15 Worked Sub-Questions):

Set 1: Capitalized Cost, SLM vs WDV Book Value & Profit/Loss on Machinery Disposal
Set 2: Bank Reconciliation Statement (BRS) — Overdraft Balance vs Favourable Balance
Set 3: Rectification of Accounting Errors, Suspense Account & Impact on Net Profit

Open Solved Workbook (15 Qs) Live Tool

AFM Paper 3 • AFM Module C — Time Value of Money, Annuities, Bond Valuation & YTM 10 to 12 Marks

Bond Valuation: Current Yield, YTM, Duration & Sinking Fund

Master every Bond Math & Time Value of Money calculation tested in JAIIB AFM Module C: Intrinsic Value of a Bond, Current Yield vs Approximate Yield to Maturity (YTM), Semi-Annual Coupon Adjustment (2n periods at r/2), Bond Theorems (Discount vs Premium convergence to Par), and Sinking Fund / EMI Annuity Factors.

3 Solved Case Study Sets (15 Worked Sub-Questions):

Set 1: Discount vs Premium Bond Valuation, Current Yield & Approximate YTM
Set 2: Semi-Annual Coupon Bond Pricing, Effective Annual Yield (EAY) & Perpetuity
Set 3: Sinking Fund Debenture Redemption, Ordinary Annuity vs Annuity Due & Capital Recovery

Open Solved Workbook (15 Qs) Live Tool

AFM Paper 3 • AFM Module B & D — Financial Statement Ratios, Working Capital Cycle & Inventory EOQ 12 to 15 Marks

Ratio Analysis, DuPont ROE, Cash Conversion Cycle & EOQ

Master the complete Balance Sheet & Cost Management numerical toolkit for JAIIB AFM: Reconstructing Current Assets & Inventory from Current Ratio and Quick Ratio, Inventory/Debtors Velocity, Gross vs Net Operating Cycle (Cash Conversion Cycle), 3-Factor DuPont ROE decomposition, and Wilson’s Economic Order Quantity (EOQ) & Re-order Level.

3 Solved Case Study Sets (15 Worked Sub-Questions):

Set 1: Reconstructing Balance Sheet from Liquidity, Turnover & Leverage Ratios
Set 2: Operating Cycle, Cash Conversion Cycle (CCC) & 3-Step DuPont ROE Analysis
Set 3: Inventory Control: Economic Order Quantity (EOQ), Ordering/Holding Cost & Re-Order Level

Open Solved Workbook (15 Qs) Live Tool

RBWM Paper 4 • RBWM Module B & C — Retail Products, Housing Finance LTV/FOIR, EMI & Recovery 15 to 20 Marks

Retail Banking: Home Loan LTV Slabs, FOIR, EMI & Securitisation

Master every Retail Lending & Wealth Management numerical tested in JAIIB Paper 4 (RBWM): RBI’s 3-Tier Housing Loan LTV Slabs (90% up to ₹30L, 80% for ₹30L–₹75L, 75% above ₹75L), Why Stamp Duty/Registration is excluded from LTV value, FOIR / Net Take-Home Pay eligibility, Reducing-Balance vs Flat-Rate EMI, and Wealth Portfolio Tax/CAGR.

3 Solved Case Study Sets (15 Worked Sub-Questions):

Set 1: RBI Housing Loan LTV Slabs, Exclusion of Stamp Duty & Dual Eligibility Assessment
Set 2: Flat-Rate vs Reducing-Balance Auto Loan Cost & Prepayment / Foreclosure Math
Set 3: Wealth Management Portfolio: CAGR, Sharpe Ratio, Capital Gains & Education Loan Margin

Open Solved Workbook (15 Qs) Live Tool

JAIIB Exam Strategy

Why Numerical Case Studies Are Your Fastest Route to 60+ Marks in AFM & RBWM

Unlike theoretical questions where two options may look ambiguous, numerical questions in AFM and RBWM have 100% deterministic answers. Mastering SLM/WDV Depreciation, BRS sign rules, Current/Quick Ratio balance sheet reconstruction, Bond YTM, and RBI’s 90%/80%/75% Housing LTV slabs guarantees 30 to 35 marks with zero guesswork.

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