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JAIIB Paper 1: Indian Economy & Indian Financial SystemModule B: Economic Concepts related to BankingUnit 05: Monetary Policy & SLR/CRR Reserves
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Q1. A scheduled commercial bank has Net Demand and Time Liabilities (NDTL) of Rs. 4200 Crores. If the Cash Reserve Ratio (CRR) rate is 4.5%, what is the cash reserve amount the bank must maintain with the RBI?

A
Rs. 189.00 Crores
B
Rs. 168.00 Crores
C
Rs. 210.00 Crores
D
Rs. 756.00 Crores (18% SLR limit)

Incorrect Answer

Formula: CRR Balance = NDTL * CRR %

CRR Balance = NDTL * CRR Rate = 4200 * 4.5% = Rs. 189.00 Crores. CRR balances do not earn any interest.

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