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Paper 1: Advanced Bank Management (ABM)CModule C — Applied Case & Numerical
30s
Scenario Case Study:

Apex Industrial Solutions Pvt Ltd projects an annual turnover of Rs. 950 Lakhs for the next financial year. As of March 31, the company's balance sheet reflects Total Current Assets of Rs. 340 Lakhs, and Current Liabilities (excluding bank CC borrowings) of Rs. 120 Lakhs. The firm has an outstanding Term Loan with annual principal repayment due of Rs. 42 Lakhs and interest obligations of Rs. 23 Lakhs. Net profit after tax (PAT) for the year stands at Rs. 50 Lakhs, and depreciation is Rs. 26 Lakhs.

Q1. If assessed under the Nayak Committee Turnover Method (for MSE limits up to Rs. 5 Crores), what are the minimum Working Capital Bank Limit and Promoter Margin on projected turnover of Rs. 950 Lakhs?

A
Bank Limit = Rs. 190 Lakhs (20%); Promoter Margin = Rs. 48 Lakhs (5%)
B
Bank Limit = Rs. 143 Lakhs (15%); Margin = Rs. 95 Lakhs
C
Bank Limit = Rs. 165 Lakhs
D
Bank Limit = Rs. 238 Lakhs (25%); Margin = Rs. 48 Lakhs
Question 1 of 52

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