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About this Tool

Purpose: An interactive financial "flight simulator" to visualize the real-time impact of business decisions (Capex, Sales, Credit, Diversion) on Net Working Capital (NWC) and Tangible Net Worth (TNW).

Read Theory
Credit Analysts Students Entrepreneurs
How to Use this Simulator

This is a Scenario-based Simulator. You cannot type values manually. Instead, click the action buttons on the left (e.g., "Capital Injection") to see how specific transactions live-update the Balance Sheet bars and liquidity ratios.

Working Capital Transaction Simulator

Visualize how business decisions impact your Net Working Capital (NWC) and Tangible Net Worth (TNW).

Operational Actions
Capital Injection

Start business with cash.

₹
+Cash, +Capital
Buy Equipment

Purchase machinery for cash.

₹
-Cash, +Block
Buy Raw Material

Buy inventory for cash.

₹
-Cash, +Inventory
Credit Purchase

Buy raw material on credit.

₹
+Inventory, +Creditors
Pay Expenses

Pay operational expenses.

₹
-Cash, -Profit (TNW)
Sales with Profit

Sell inventory for credit (100% margin).

₹
-Inventory, +Receivables, +Profit
Bank Overdraft

Borrow for more Block assets.

₹
+Block, +Overdraft
Loss Experience

Realize a loss on stock damage.

₹
-Inventory, -Profit
Fund Diversion

Lend to an allied concern.

₹
-Cash, +Other Assets
Fresh Equity

Raise new capital.

₹
+Cash, +Capital
ASSETS
Rs. 5,000
LIABILITIES
Rs. 0
Cash Inventory Debtors Block Capital Profit Creditors Overdraft
Net Working Capital
Rs. 0
Health: OK
Tangible Net Worth
Rs. 0

Own stake in business.

Event Log
No transactions yet.