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Credit Risk Scoring Coming Soon
Credit Risk Scoring Coming Soon
Analytical Tool
Structural Position Simulator
Evaluate how specific Balance Sheet transformations impact credit strength and liquidity ratios. Understand the banker's perspective on shifting asset classes.
Purpose: Stress-test a business's structural health against 23+ different transformations like asset shifting, debt repayment, and capital changes.
Credit AnalystsRisk Managers
Select Scenario
Current Ratio
1.50
Target: > 1.33
Debt : Equity
0.60
Lower is Better
Structural Health
stable
Simulated Multipliers (Points)
Scenario #1Fixed Assets (Block)10
Deferred Liability(2)
Current Assets6
Current Liability(4)
Working Capital Gap2
Misc. Assets1
Tangible Net Worth
10
Banker's Interpretation
Standard baseline position showing healthy ratios.