Interactive Balance Sheet Explorer - Financial Data Analysis

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Balance Sheet Explorer

About this Tool

Purpose: A comprehensive tool to verify the structural integrity of a balance sheet. It checks for common issues like fund diversion, solvency, and liquidity mismatches automatically.

Credit Officers Risk Analysts Business Owners

Interactive Balance Sheet Input

Liabilities (Sources)

Shareholders Funds

Invested Capital

Reserves & Surplus

Loan Funds

Long Term Debt

Current Liabilities

Short Term Loans

Accounts Payable (Creditors)

Total Liabilities0.00

Assets (Uses)

Fixed Assets

Land & Buildings

Machinery & Equipment

Current Assets

Cash & Bank

Accounts Receivable (Debtors)

Inventory (Stock)

Total Assets0.00

Analysis Findings

Real-time inferences based on credit administration rules.

Read Theory

Liquidity position is healthy. Current Assets cover Current Liabilities.

Rule: Liquidity Rule: Current Assets > Current Liabilities.

Excellent Stability. Own Funds fully cover Fixed Assets.

Rule: Stability Rule: Own Funds > Fixed Assets.

High Dependence on Debt. Outside Liabilities exceed Own Funds.

Rule: Solvency Rule: "Own Funds should exceed Outside Debt" to ensure long-term solvency.