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Asset Quality Analyzer

Asset Quality & Liquidity Analyzer

Beyond the Audited Figures

Based on Case Study 2: A "sound" Current Ratio counts for nothing if the assets are illiquid. Use this tool to apply "Asset Haircuts" based on rejections, slow-moving stock, and disputed claims to find your Real Current Ratio.

Loan Officers Auditors Credit Analysts
Asset CategoryAudited ValueHaircut / DeductionForensic Reason
Inventory / Stock
 Rejected/Slow moving
Sundry Debtors
 Claims/Disputes
Cash & Bank
 Lien/Restricted
Other Current Assets
 Non-trade advances
Total Current Assets₹300.00₹0.00Net Quality: ₹300.00
Enter Total Current Liabilities

Short term bank debt, Sundry Creditors, etc.

₹
Liquidity Impact
Audited Ratio
1.50
Quality Ratio
1.50
Asset Haircut0.0%
Strong Coverage: Even after haircuts, your liquidity remains above bank requirements. Professional credit strength.