Consortium Information Exchange
Periodical exchange of information between Member Banks. Applicable for Working Capital Facility.
Information Exchange Preview
Periodical disclosure for Consortium Member Banks.
EXCHANGE OF INFORMATION
PERIODICAL DISCLOSURE AMONG CONSORTIUM MEMBERS
Place: TOKYO
Date: 5TH OCTOBER 2022
Strictly Confidential
Consortium Ref: IE/2026/JOY
To: All Participating Banks in the Consortium of Joy.
As per the RBI guidelines on Mechanism for Sharing Information among Member Banks, we hereby exchange the following transactional and conduct related data for the quarterly period ending OCTOBER 2022.
I. BORROWER PROFILE
| Name of Borrower: | Joy |
| Lead Bank: | Lead Bank |
| Total Aggregate Limit: | INR 80,000 |
II. CONSORTIUM SHAREHOLDING
| Member Bank | Exposure (%) | Sanctioned Limit (INR) |
|---|---|---|
| Bank 2 | 11% | 110 |
| Bank 3 | 12% | 120 |
III. DECLARATION
We confirm that the conduct of the account is satisfactory and there are no symptoms of stress or irregularities observed during the period under review. Stock audits and inspections have been carried out as per the consortium agreement.
For Lead Bank
______________________
Authorized Signatory / Member Secretary
Confidentiality Note
Information shared under this mechanism is strictly confidential and shall be used only for credit monitoring purposes. Unauthorized disclosure is subject to banking secrecy laws.